First Time Buyers

Where to Start

How Can I Help?

So, you’ve decided to take the first step onto the property ladder, there are a number of things you will want to consider as a first time buyer.

Many first time buyers make the decision to buy their own home but don’t know how much they may be able to borrow and what properties will be realistic options for them. Pre 2007 many lenders were more than happy to consider income levels alone and use multiples of that to determine the level of lending they would be prepared to lend.

The criteria today is somewhat different and there are many products specifically aimed at the first time buyer.

I have access to most of the mortgage products on the market including all the high street banks and building societies in addition to some specialist lenders and so I’m confident that I can find the most suitable first time buyer mortgage in St Helens dependant on your circumstances.

I’m also able to give you advice on the government assistance schemes that are available for first time buyers.

Your home may be repossessed if you do not keep up repayments on your mortgage.